I had to take a half day leave to go to Agro Bank at Seremban with Hj Naza. We had a discussion with the officer in charge of agriculture loan which offers low interest rate ~3%. It is an attractive package for a startup company but unfortunately we are not qualified - why?
- kama nursery has no proof of bank transaction for the past one year
This is why I told Hj Naza to have proper bookkeeping. To ensure there is a continuous cash flow of the business. Banks are looking for this as strong support documents for applying loan. What a tiring day...